Add an authorized user for $0 and earn even more miles with their purchases – there’s no limit to the amount of miles you can earn. Therefore, there is no cancellation or travel interruption insurance. Capital One’s Aspire Travel™ Platinum Mastercard® is a comprehensive travel card that offers superior flexibility and earning power, without the nuisance of an annual fee. Second LookTM is a feature that helps you spot things like unexpected charges. It was discontinued a few years ago, but the Capital One Aspire World Elite Mastercard was a popular travel rewards credit card. As of the time of writing, Capital One offers up to $250,000 of travel accident insurance on their eligible cards. With Capital One’s Aspire Travel program you can use your card to book with any airline or hotel and then simply redeem your miles online afterwards. I’ll be the first one to say the new conditions suck. Capital One does not guarantee the accuracy of cardholder posts and no review represents the opinion of Capital One or financial advice. 0000011055 00000 n There are no tiers – for example if you redeem a charge for $149 it will cost you 14,900, and if you redeem a charge for $550 it will cost you 55,000. is damaged or stolen when you rent the car for a period of up to 31 days. When you use your Capital One credit card to buy a new item in Canada that is offered for sale at a lower price Check your balance and latest transactions while you’re on the go. 0000003553 00000 n 0000012177 00000 n Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Typically, you’ll have $100,000 to $250,000 of travel accident insurance, but the Savor cards offer up to $1,000,000 in coverage. Thanks to tracking every expense in a budget spreadsheet since 2011, we have a pretty good idea of our monthly and annual expenditure. That means any purchase that’s charged to your Capital One credit card minus credits or returns. Charge the full cost of your car rental to your Capital One credit card and decline the collision damage waiver Capital One will not provide advice to you in relation to these insurance benefits and this is therefore not a personal recommendation. 0000003666 00000 n The Capital One® Aspire Travel™ World Mastercard® Earns 2 reward miles for every $1 – on all purchases. Set up reminders for when your payment is due, when you’re nearing your credit limit and when your statement is ready. Charge your fare to your Capital One credit card and you, your spouse and dependent children are insured against accidental loss of life or dismemberment for up to $250,000 while travelling on a common carrier (for example, a bus, cruise ship, plane or train). If you’re worried about unauthorized charges being made to your account, relax. Sign in using Touch ID and SureSwipeTM to securely access your account, anywhere. All rights reserved. These bonus reward miles will be reflected within two billing periods after the qualifying purchases have been posted to your account. To make it more complicated my card is expiring this spring. Checking your eligibility won’t impact your credit score, There’s no limit to the amount of miles you can earn and they don’t have an expiry date, One-time bonus of 10,000 miles – equal to $100 in travel – once you spend $500 on purchases within the first 3 months of becoming a cardholder, To give you the best possible experience, this site uses cookies. It is very easy to find acceptance for this card at a payment location or merchant terminal as it is a MasterCard. Purchase Assurance, Extended Warranty, Car Rental Collision/Loss Damage Waiver and Baggage Delay insurance are underwritten by American Bankers Insurance Company of Florida (ABIC), while Price Protection Service is a service provided by ABIC. The Capital One Aspire Travel Platinum Mastercard offers free price protection, purchase security, and extended warranty. If your card is lost or stolen, this service provides emergency card replacement, emergency cash advance, 24/7 telephone access and referral to the closest ABM. The first category that stands out is Travel Medical Insurance, both cards are comparable for those aged up to 64 years however for those 65 and up the Capital One card takes the cake. Cash advances, balance transfers and access cheque transactions aren’t eligible for rewards. Minimum Payment: If you reside anywhere other than the province of Quebec, your required minimum payment will be the greatest of: (i) The sum of (a) 1% of your new balance, and (b) any interest charges you may have, rounded down to the nearest dollar, plus any past due required minimum payment amount; or (ii) $10 plus any past due required minimum payment amount. I was renting a car for work once a month and it was costing me around 28$ per day and with this card I have to pay zero dollar ! Use your miles to erase the cost of your travel purchases3. Cardholders earn 2 miles for every dollar spent on any purchase, from travel to gas and groceries, and everything in between. Interest-Free Grace Period: You will benefit from an interest-free grace period of at least 25 days on new purchases and standard balance transfers if you pay off your new balance in full by the payment due date. Fortunately our card renewal isn’t until October, so we have some time to figure out a replacement credit card. As a Capital One cardholder, Any costs incurred in connection with these services are charged to your Capital One credit card. Please read and save. These purchases can include car rentals, taxis, accommodations and more. Travel however you like, and enjoy. 3 Travel purchases are eligible for redemption within 90 days of the date the purchase posts to your account. 0000030118 00000 n Products or service requirements, price, and features can depend on cardholder choices as well as the applicable laws and the specific product or service contracts of the cardholder, which may vary by jurisdiction and the date on which they obtained their card. Common Carrier Travel Accident Insurance. Capital One also offers price protection which the … You’re agreeing to the, Get 1 reward mile for every $1 on all purchases, Download the Certificate of Insurance for this Card (3.25 MB PDF), Download the Cardholder Agreement (effective for new customers as of May 20, 2019) (138 KB PDF). Here are the Capital One credit card travel insurance benefits: Car rental insurance. eligible for reimbursement of up to $100 per day for up to three days to purchase essential items. These programs and coverages apply to travel and retail purchases made on or after January 1, 2015. This Guide to Benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder. Coverage includes towing to the nearest body repair shop. against accidental loss of life or dismemberment for up to $250,000 while travelling on a common carrier (for example, a bus, cruise ship, plane or train). If your required minimum payment exceeds your total balance, we’ll only require the total balance. Billing Cycle/Statement Period: The duration of each billing period for which a statement may be provided varies. For Capital One customers, check your benefits guide to find out what benefits are available to you. Read and share reviews for Capital One Aspire Travel World Elite MASTERCARD. This earning ratio puts the card ahead of all other travel point credit cards. 0000003781 00000 n There’s no limit to the amount of miles you can earn. 0000029128 00000 n any unauthorized purchases on your card. We provide Zero Liability for unauthorized use of your card. If used correctly when redeeming your points, the card is free for several years ($350 worth of points to start, then $100 of points ever year following, and the card costs $120 a year). Redeem your miles for travel expenses, and even pay for the taxes with your miles. 0000001325 00000 n charge the full cost of your tickets to your Capital One credit card. It is just for anyone who has not got the card that you have now lost out if you were considering it. ��8��|�i�L�퀴 C�)����/�f� �\qh endstream endobj 1667 0 obj <>/Filter/FlateDecode/Index[57 1579]/Length 58/Size 1636/Type/XRef/W[1 1 1]>>stream insurance offered by the rental agency (you could save $20-$30 per day) and you’ll be insured if your rental car warranty for up to two years. Its annual interest rate is … As of the time of writing, Capital One offers up to $250,000 of travel accident insurance on their eligible cards. 0000002917 00000 n © 2019 Capital One. Last month I blogged about potentially trying to find a new credit card because the Capital One Aspire Travel World MasterCard was being discontinued. Capital One is a registered trademark of Capital One Financial Corporation, used under license. Capital One® World Elite Mastercard® Guide to Benefits Important information. h���A 0ð4T�{\Gcw��������z�C. 0000001696 00000 n Apple and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. This Guide supersedes any guide or program description you may have received earlier. 0000013517 00000 n 0000003872 00000 n This Guide to benefits contains detailed information about extensive travel, insurance, and retail protection services you can access as a preferred cardholder. cap one world aspire travel cancellation insurance. %PDF-1.4 %���� 1636 0 obj <> endobj xref 1636 33 0000000016 00000 n If your checked baggage is delayed for more than four hours at your away-from-home destination, you may be Me and girlfriend both have a Aspire Travel World, we want to convert one into the new Aspire Cash Platinum due to the 1.2% no fee, but definitely don't want to do a re-apply which will cause a ding in credit file. Real-time alerts let you know about things like suspicious card activity or fraud attempts, and confirm when you’ve updated your account information. Earning travel miles is easy with the Capital One Aspire Travel World MasterCard. 0000071662 00000 n $500 per calendar year. It’s just one of the ways we’re looking out for your money. This protects eligible items up to £1,000 against loss, damage or theft for 100 days after purchase (up to £20,000 in a year). The largest consumer review platform where Canadians share their stories. All trademarks used herein are owned by the respective entities. Common Carrier Travel Accident Insurance is underwritten by American Bankers Life Assurance Company of Florida. Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with the card. 0000006532 00000 n Read and share reviews for Capital One Aspire World MASTERCARD. Great credit card that let you travel with all the bonuses of a regular travel card with annual fees close to 75$. I just found out today that the capital one travel world elite credit card has been discontinued. Travel Benefits (Platinum) Accident insurance for travel by common carrier; Collision or loss damage waiver for rental vehicle; Baggage delay coverage; Travel assistance; Where Can You Use Capital One Aspire Cash Platinum MasterCard. I just found out today that the capital one travel world elite credit card has been discontinued. Both are purely cash-back cards, with no tiers, earning limits, minimums, or annoying restrictions that many other cards have. Provides 24/7 assistance for medical referrals, emergency cash transfers, lost documents and ticket The Capital One Aspire Travel World MasterCard requires a household income of $60k, and with a interest rate of 19.8% (as of June 15), this card is definitely not for those who carry a balance! Earn reward miles on all your purchases, wherever you use your card. These values may vary based at Capital One’s discretion. Most personal items purchased are automatically insured against theft, loss or damage anywhere in the world Grandfathered features for cardholders who got their. Insurance when You rent most private passenger vehicles on a daily or weekly basis for a period NOT to exceed 31 consecutive days, provided that: (i) You initiate the rental transaction by booking or reserving the vehicle rental with Your Capital One Mastercard and by providing Your Capital One Mastercard as payment guarantee 0000001536 00000 n The Capital One Aspire Travel™ World MasterCard® is ready to set the standard in Canada for travel point credit cards. 0000036438 00000 n We asked Capital One if there is a replacement product in the works and unfortunately there is not. I use the capital one world aspire card pretty much exclusively, and have done so for about 2 years now. cap one world aspire travel cancellation insurance. The largest consumer review platform where Canadians share their stories. 0000014787 00000 n If you are over limit by more than your required minimum payment, we’ll request the full over limit amount. Charge your fare to your Capital One credit card and you, your spouse and dependent children are insured Any information we provide is in relation to a single insurer, we are contractually obliged to conduct insurance mediation in this way. You’ll earn 1 mile for every $1 you spend on purchases with your Aspire Travel Platinum Mastercard – 100 miles are worth $1 in travel rewards. 0000009998 00000 n 0000005853 00000 n † This forum is designed for Capital One cardholders to rate their experiences with products and services offered by Capital One and its affiliated companies. Europe - Capital One credit card car and personal insurance question? Capital One only offers the Aspire Elite Retail Protection package from Inter Cardholders can earn and redeem rewards according to their preferences while benefiting from basic insurance protections. It is typically between 28 and 31 days. This depends on which Capital One card you have. It is just for anyone who . These include two new versions: World and Platinum. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. If you reside in Quebec, your required minimum payment will be the greatest of: (i) 5% of your new balance, rounded down to the nearest dollar, plus any past due required minimum payment amount; or More from forums. 1 Rewards are applied to total net purchases. (ii) $15 plus any past due required minimum payment amount. You even get 1% cash back on your purchases with car insurance. This Capital One card is perfect for me because the rewards you get are actually rewards you can use! 0000025482 00000 n The card features a nice 10,000 mile bonus for each year you renew the card. Whether that be at a grocery store, dog track or hot air balloon ride, every dollar you spend nets you two Capital One Aspire Points. I was pretty bummed out because it’s a card I really like, and I even got my boyfriend to sign up for it as well so that we could earn travel … 0000008000 00000 n 0000002161 00000 n 0000020620 00000 n The following are the coverage amounts for all Capital One cards offered in Canada. Basically, if you buy a trip before an advisory, and then one comes along then you're pretty much guaranteed your relevant travel insurance claim will be approved. hi all, ... Those advisories play a huge role when it comes travel insurance claims. Cash advances, balance transfers and access cheque transactions don’t count as purchases. Replacing Capital One Aspire Travel. Get details on rewards, rates, and more, and apply online now. Covers most cars up to the full cash value. Covered items will be replaced or repaired or the purchase price will be reimbursed at the insurance company’s As well as section 75 credit card protection - more on this here - the Capital One Aspire World credit card also offers a purchase protection insurance policy for goods bought with the card. On the other hand, purchase insurance products are attractive: Purchase insurance (90 days) Extended warranty (1 year) Price protection (60 days) And its $120 annual fee is less than the $150 required by the Capital One Aspire Travel World Elite Mastercard. within 60 days of purchase, Price Protection Service pays you the price difference up to $100 per item and 0000005128 00000 n 0000007471 00000 n h�b```b``�g`e``cfd@ A�(� � C�.�mN��� �����q�li?43QѠ�ौ�9FN�;g � �$�V�C-+BV\�ʱ��3��3�+�e�Sɭ��^�P.T�g�E�T�)+N�hx������=Ѳ���p�v���l$RLz��$�H"Hl ��� L=Q��d���A�A�q�i�`/#&=�S&?�:�&�̲,��?X,Y�YβL|(t�O�q Some product ratings and reviews may be obtained from customers with different versions of the product displayed above. Net purchases are any purchases that are charged to your Capital One credit card minus credits or returns. You also enjoy travel accident insurance (up to $250,000), car rental, and delayed baggage insurance benefits. 0000004471 00000 n Plan your trip as you normally would, with no blackout dates, minimums or limitations. There is no interest-free grace period on cash advances, special balance transfers and interest charges. Now the annual fee might be steep for some ($150) and I have never seen it waived, however you do receive 40,000 points (which is worth $400 in travel) if you spend $1,000 within the first 3 months. Table of examples of interest charges for a 30-day billing period. replacements, lost luggage assistance and legal referrals when travelling outside your province of residence. These miles can be redeemed for $25 in travel rewards. Travel Medical Insurance; Travel Accident Insurance; Delayed Baggage Insurance; Lost Luggage Insurance; Flight Delay Insurance; Hotel/Motel Burglary Insurance; Purchase Security Insurance; Price Protection Insurance; Extended Warranty Insurance; Credit Score and Fraud. Covered for damage and theft for up to 31 days when you purchase the entire rental on your Capital One card. Learn everything you need to know about Capital One® Aspire Travel™ World Elite MasterCard® and if it’s right for you. United States Canada United Kingdom Capital One ® World MasterCard ® Guide to Benefits Benefits that are always with you IMPORTANT INFORMATION. Must also decline the rental agency’s insurance. 0000036397 00000 n If your card is a Visa, your coverage may also vary if you have the Platinum or Signature version. PLEASE READ AND SAVE. Car Rental Collision/Loss Damage Waiver Earning 2% in travel rewards, an anniversary bonus of $100 in travel every year you had the card, and top travel insurance, it’s not hard to see why.